Islam, Catholicism, and the Gospel of Justification

Open Bible on a wooden table under warm light with the title “Islam, Catholicism, and the Gospel of Justification” centered above and “By Dave Jenkins” in the lower right.

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Sola Fide: The Heart of the Gospel: Why Faith Alone Still Matters in a Confused Age

Islam, Catholicism, and the Gospel of Justification

Every religion offers an answer to the most important question a human being can ask: How can I be right with God? Some teach that salvation is achieved through moral effort. Others claim that divine mercy must be earned through rituals, penance, or devotion. But the gospel of Jesus Christ declares something altogether different: sinners are justified by grace alone, through faith alone, in Christ alone.

The doctrine of justification by faith alone (Sola Fide) is not merely a Protestant slogan. It is the dividing line between Christianity and every system of human works. Understanding why it matters and how it differs from the claims of Islam and Roman Catholicism helps believers treasure the gospel, defend it, and proclaim it with clarity and compassion.

The Biblical Gospel: Justification by Faith Alone

Before contrasting Christianity with other systems, we must remember what the Bible actually teaches. The apostle Paul writes, “For we hold that one is justified by faith apart from works of the law” (Romans 3:28). And he further expounds on this by adding, “To the one who does not work but believes in Him who justifies the ungodly, his faith is counted as righteousness” (Romans 4:5).

Justification is a forensic declaration, not a process of moral transformation. God, as Judge, declares the guilty sinner righteous, not because of anything in them (or done by them), but because of the perfect righteousness of Christ imputed to them.

The grounds of justification are found in Christ’s righteousness; the instrument by which it is received is through faith alone. Faith is not a meritorious act, but the empty hand that receives the gift. This gospel humbles sinners and glorifies God. It replaces “do” with “done.” It turns human striving into resting in Christ’s finished work. And it offers assurance to the weary: “There is therefore now no condemnation for those who are in Christ Jesus” (Romans 8:1). Every deviation from Sola Fide, whether subtle or overt, ultimately shifts the focus from Christ’s sufficiency to human effort.

Islam: Justification by Merit and Uncertainty

Islam presents a comprehensive system of worship, ethics, and devotion. Yet when it comes to justification, the question of one’s standing before God, it offers no assurance, only hope that one’s good deeds will outweigh one’s bad deeds.

The Qur’anic View of Righteousness

The Qur’an teaches that every person’s deeds are weighed in a divine balance on the Day of Judgment: “Then those whose scales are heavy [with good deeds]—it is they who will be successful. But those whose scales are light—those are the ones who have lost their souls” (Surah 23:102–103).

In Islam, salvation depends on submission (Islam) to Allah’s will through obedience, repentance, and mercy, sought through prayer and charity. The believer’s goal is to have more good deeds than bad, hoping for divine favor. Even Muhammad himself claimed no certainty of paradise, saying, “I do not know what will be done with me or with you” (Sahih al-Bukhari 5:266).

The Problem of Assurance

This system can produce devotion but never peace. Without the imputed righteousness of Christ, one can never know whether enough good has been done. The Islamic doctrine of God’s justice leaves sinners under perpetual uncertainty.

Islam, like all works-based religions, fails to answer the central problem of sin. The Qur’an denies the cross and resurrection of Jesus (Surah 4:157), removing the very foundation upon which justification rests. Without an atoning substitute, justice and mercy remain in conflict.

The Gospel Contrast

The gospel of grace resolves that tension. God remains just and the Justifier of the one who has faith in Jesus (Romans 3:26). In Christ, justice is satisfied, and mercy is freely given. The believer’s confidence is not in the balance of deeds, but in the finished work of the Redeemer who cried, “It is finished” (John 19:30). Christianity offers what Islam cannot: assurance grounded in substitution.

Roman Catholicism: Grace Plus Cooperation

Roman Catholicism and Protestantism share many creedal truths: the Trinity, the Incarnation, the Cross, and the resurrection. Yet on the question of justification, they remain fundamentally divided.

The Catholic View of Justification

The Council of Trent (1547 A.D.), Rome’s official response to the Reformation, declared that justification is not merely the forgiveness of sins but also the “sanctification and renewal of the inner man.”

The Council of Trent taught that grace is infused into the soul through baptism, transforming the person so that he or she becomes inherently righteous. Justification can increase through good works and be lost through mortal sin, only to be regained through confession and penance.

Canon 9 of the Council of Trent reads: “If anyone says that the sinner is justified by faith alone… and that nothing else is required to cooperate in order to obtain the grace of justification… let him be anathema.” And Canon 24 adds: “If anyone says that the justice received is not preserved and also increased before God through good works… let him be anathema.” In short, Rome teaches justification as a process involving both God’s grace and human cooperation. Grace begins salvation, but good works sustain and complete it.

The Biblical Response

The Reformers replied that this system confuses justification (God’s legal declaration) with sanctification (God’s moral transformation). Paul distinguishes the two sharply: “And to the one who does not work but believes… his faith is counted as righteousness” (Romans 4:5).

To make justification dependent on inward renewal is to base assurance on human performance, rather than divine promise. It undermines grace itself: “If it is by grace, it is no longer on the basis of works; otherwise grace would no longer be grace” (Romans 11:6).

The Reformers did not deny that faith produces good works, they insisted that faith alone justifies, but the faith that justifies is never alone. Works are the fruit, not the root, of salvation.

The Ongoing Divide

Even today, the Catechism of the Catholic Church maintains the Council of Trent’s teaching: “Justification… is granted through baptism… It conforms us to the righteousness of God, who makes us inwardly just by the power of his mercy” (CCC 1992).

Protestant and Catholic dialogues may use similar language—grace, faith, justification—but they mean radically different things. In Scripture, justification is imputed righteousness; in Rome’s system, it is imparted righteousness. The first gives assurance; the second never can.

Other Religions and the Pattern of Works

Although Islam and Catholicism differ widely in theology, they share a common thread: salvation by divine grace plus human effort. So do all other world religions:

  • Hinduism seeks release through karma and spiritual discipline.
  • Buddhism offers enlightenment through moral effort and meditation.
  • Mormonism teaches exaltation through obedience to laws and ordinances.

Every system outside the gospel of grace ultimately says, “Do this and live.” Only Christianity says, “It is finished.” The universality of works-righteousness reveals the human heart’s default setting of self-justification. Since Adam, humanity has been trying to sew its own fig leaves of righteousness (Genesis 3:7). But the gospel declares that God Himself provides the covering: “He made for Adam and his wife garments of skin and clothed them” (Genesis 3:21).

Why the Distinction Matters

Understanding Sola Fide is not an exercise in theological nitpicking, it is the difference between assurance and anxiety, between the gospel and its denial.

Assurance

Only justification by faith alone provides real peace with God. Paul writes, “Since we have been justified by faith, we have peace with God through our Lord Jesus Christ” (Romans 5:1). In works-based systems, peace is always provisional. The believer must look inward for evidence of merit. In the gospel, peace is permanent because it rests on Christ’s finished work, not our fluctuating performance.

Worship

A gospel of grace alone produces true worship. When we know that Christ has done everything, we can finally say, “To Him be the glory.” Works-based religion subtly glorifies man; grace-based faith glorifies God.

Evangelism and Missions

Recognizing the difference between grace and works is also vital for missions. Many today assume that all religions lead to God if they are sincere. But sincerity cannot save; only the Savior can. The love of Christ compels us to proclaim the only gospel that offers forgiveness and assurance.

Unity and Truth

Some argue that Protestants and Catholics now share enough common ground to unite. Yet unity at the expense of truth is false peace. The Reformation was not a misunderstanding, it was a recovery of the gospel. To blur the distinction between grace and works is to betray the very message that gives life.

The Glory of Christ in Justification

At the center of Sola Fide is not faith itself but Christ. Faith saves because it unites us to the Savior who lived the perfect life we could never live and died the death we deserved. The cross stands as the great reversal of all human religion. Religion says, “Work your way up to God.” The gospel says, “God has come down to save you.” False religions say, “Earn righteousness.” The gospel says, “Receive righteousness.”

Jesus Christ is both the just and the justifier (Romans 3:26). His obedience is our righteousness; His blood is our pardon. Every attempt to mix grace and works inevitably diminishes His glory. As Jonathan Edwards wrote, “We are not merely justified for the sake of Christ’s merits, as though they were ours; we are justified by being in Christ, united to Him in faith.”

Conclusion

In the end, every religion attempts to answer one question: Who does the saving—you or God? Islam says salvation comes through submission and merit. Catholicism says it comes through grace plus cooperation. The gospel says it comes through Christ alone.

That is why Sola Fide still matters. It is not an abstract doctrine; it is the heartbeat of the gospel. It humbles the proud, comforts the broken, and exalts the Savior. Every other system calls us to climb the mountain of righteousness to reach God. The gospel announces that God has come down in Christ to carry us home. We are justified, not because we are good, but because Jesus is perfect, and faith alone unites us to Him.

Stormy ocean waves under dark clouds with the words “Sola Fide” in red and “The Heart of the Gospel,” symbolizing justification by faith alone and the central message of the Christian gospel.

Sola Fide: The Heart of the Gospel: Why Faith Alone Still Matters in a Confused Age

Download the Winter issue of Theology for Life on Sola Fide: The Heart of the Gospel: Why Faith Alone Still Matters in a Confused Age
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